Pet insurance and wellness plans are two different options for making your pet's healthcare more affordable. Both of these options have distinct advantages, but it is critical to understand the differences between them. Our Rancho Cucamonga veterinarians explain more about wellness plans and pet insurance here.
Protecting Your Pet's Future
Both wellness plans and pet insurance policies provide benefits, but they are not the same. Whether you choose a wellness plan or pet insurance, it's critical to understand what services your pet is and isn't covered for. By understanding these options, you will not be out of pocket when visiting your veterinarian or needing to plan pay for your pet's veterinary care.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
By paying a small monthly amount rather than a lump sum each visit, wellness plans enable you to take a more proactive approach to veterinary care. These plans assist your veterinarian in detecting early signs of any conditions or diseases that your pet may have before they become more serious and expensive to treat.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing, and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
The truth is that emergency care or treatment for illnesses such as cancer or diabetes can be prohibitively expensive. If you have pet insurance, you will receive financial assistance to pay for any conditions or accidents covered by your pet insurance policy.
What does pet insurance cover?
Pet insurance policies vary, but most cover treatment for illnesses or emergency treatment after accidents. Some policies may also cover prescription medications and the treatment of hereditary, congenital, and orthopedic conditions.
How do I choose which option to buy?
Knowing how wellness plans and pet insurance can benefit you and your pet can help you decide which is best for you. Some pet owners choose between a wellness plan and pet insurance, while others get both to ensure their pet is fully protected.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.